INCLUSIVE PROTECTION
Covers professionals and students in our seventeen health and beauty divisions in the US and its territories.
IMMEDIATE PROTECTION
Coverage is effective as soon as you become a member unless you choose another insurance start date. Sign up online and there is no waiting. Your Certificate of Insurance (as evidence to others that you are insured) and your policy are available free for you to print out immediately after you sign up.
EXTENSIVE PROTECTION
Our plan covers you in all 50 U.S. states and its territories. It also covers you in any location you practice, whether it’s in your office, a clinic, a client's home, a massage center, spa, resort, convention, trade show, corporate office, airport, or retirement center. If your practice moves to another location or even to another state, your policy moves with you.
QUALITY PROTECTION
The policy is from the A.M. Best A (excellent) rated Markel Insurance Company offering solid financial protection. The policy is part of the Health and Beauty Risk Purchasing Group. Any claims are processed quickly and efficiently. There are no deductibles and no premiums to pay.
OCURRENCE FORM PROTECTION
You are covered for $2,000,000 for any incident that occurs during your policy period, even if the claim is made years later and that policy period has expired. This is far better coverage than policies that only protect you if your policy has not lapsed.
COMPREHENSIVE PROTECTION
If you are named in a lawsuit, an experienced attorney will represent you if needed. Whatever the outcome, this policy pays for legal fees, court costs, and any judgments up to the certificate limit involving claims or allegations in the following areas:
